Credit Analyst Training Program

Overview

The course will provide a rigorous and hands-on exposure to the world of commercial credit as practiced in commercial banking.  This will involve both a macro overview of the issue of bank credit and a hands-on learning of how to analyze, evaluate and understand a borrower’s (commercial) credit needs and how the bank could meet those needs. 

Topics

  • Overview of Bank Credit Department and Process
  • 5 C’s of credit
  • Types of bank loan documents
  • Types of credit facilities offered by banks
  • Overview of analyzing financial statements
  • Overview of financial ratios used in analysis
  • Overview of reviewing a loan request package
  • Types of collateral
  • Collateral advance rates

Date/Time

*A light lunch will be served.

Instructor

Kenneth J. Farrell, Vice President
Provident Bank

Contact

Peter Caiazzo, CFA